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Judy has a M.S. degree in Accounting from Liberty University in Lynchburg, VA. She was employed for 17 years as a special agent of the Virginia Department of Alcoholic Beverage Control and was the agency's leading expert on financial investigations. Prior to that, she was a marine police officer for the Virginia Marine Resources Commission, and also served in the U.S. Coast Guard.
Judy is a member of Abingdon Episcopal Church in White Marsh, VA (Diocese of Virginia), and has served as the church's treasurer since 2016.